Person with a Klarna keychain and app home screen animation
Person with a Klarna keychain and app home screen animation

Your money treated right

Discover a smarter way to pay, save, and stay on top of your finances. Find everything you need in one place with Klarna.

Trusted by millions worldwide

4.5
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20
years of experience
119m
users worldwide
1m+
merchants

Your everyday money app

Tap into flexible payment options and spending insights that make managing your money a breeze.

Your everyday money app

Tap into flexible payment options and spending insights that make managing your money a breeze.
Made for you
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Clear and simple
Always supported
  • Choose to pay in full or split the cost into 4 interest-free payments.¹ Always with clear terms and helpful reminders.
  • Keep tabs on your spending, sort your finances, and stick to your budget right in the app.
  • Get instant answers from our 24/7 AI assistant, with real human support when you need it.

Pick how you pay

We've got you covered, however you prefer to pay. Just look for the pink badge at checkout or online.

Shop with built-in security

Your transactions include buyer protection² and top-notch fraud prevention. Your money and info stays secure with every purchase.

Real reviews from real people

Customer reviews reflect their personal experience and opinion. Showing our 5-star reviews.

¹ Late fees, eligibility criteria and T&Cs apply. Credit checks apply. See klarna.com for full terms.

² Exclusions apply. Learn more at https://www.klarna.com/nz/buyers-protection/.